Aspis is an established company

offering insurance protection solutions for our valued customers.

A S P I S - S h i e l d e d   c r e d i t   p r o t e c t i o n   s o l u t i o n s

We have a management team with a combined 90 years of industry experience, and offer the complete solution in terms of
credit protection, funeral policies, legal aid and more.

The ASPIS head office is located in Kloof, KwaZulu Natal however ASPIS has clients with outlets across the length and
breadth of South Africa as well as in countries within sub Saharan Africa.

Integrity, accountability and service excellence are what ASPIS value most. With a united vision, ASPIS strive to offer complete
income risk protection through the provision of credit protection packages.

ASPIS is Licensed as a Financial Services Provider and Registered with the Financial Services Board License Number 48407

 

 

ASPIS Loan Protection

allows us to settle outstanding loan balances in the case of retrenchment
disability and death together with an added death benefit solution.

Asphile Loan Protector

CREDIT PROTECTION

DISABILITY COVER



TEMPORARY DISABILITY

The Oustanding loan balance

at the time of the insured  event is settled 

PERMANENT DISABILITY

The outstanding loan balance

at the time of the insured event is settled

DEATH COVER WITH BENEFITS



In the case of death a death certificate of
the deceased is required in order for the
claim to be processed. The outstanding
loan balance of the deceased is then
settled.
 

 

RETRENCHMENT COVER



The Outstanding Loan Balance

at the time of the insured event is settled.



CLAIMS



There is no waiting period other than in the case of a suicide, which has a 24 month waiting period.
We have a centralised claims call centre and claims are paid bi-weekly.

There are no medicals required and there is no waiting period. The loan protection starts the minute the client takes out the loan and continues
until the end of the loan agreement or when one makes ones final instalment, whichever occurs first.

 

ASIPHILE Funeral Policy

Peace of mind for you and your family

Asphile Funeral Policy

FUNERAL POLICY

 

TYPE OF
POLICY
MONTHLY
COST TO
MEMBER
WHO IS COVERED MEMBER
BENEFIT
65 & UNDER
SPOUSE
OPTION
65 & UNDER
CHILD
BENEFIT
0 - 11 MTHS
CHILD
BENEFIT
1 - 5 YRS
CHILD
BENEFIT
6 - 13 YRS
CHILD
BENEFIT
14 - 22 YRS
SINGLE R 37,00 Main member only R 10 000,00
COUPLE R 74,00 Main member & Spouse R 10 000,00 R 10 000,00
SINGLE PARENT R 59,00 Main member & up to 4 Children up to 22 years R 10 000,00 R 1000,00 R 2500,00 R 5000,00 R 10 000,00
FAMILY R 79,00 Main member, Spouse & up to 4 Children up to 22 years R 10 000,00 R 10 000,00 R 1500,00 R 2500,00 R 5000,00 R 10 000,00
SINGLE R 52,00 Main member only R 15 000,00
COUPLE R 99,00 Main member & Spouse R 15 000,00 R 15 000,00
SINGLE PARENT R 85,00 Main member & up to 4 Children up to 22 years R 15 000,00 R 1000,00 R 2500,00 R 5000,00 R 10 000,00
FAMILY R 110,00 Main member, Spouse & up to 4 Children up to 22 years R 15 000,00 R 15 000,00 R 1500,00 R 2500,00 R 5000,00 R 10 000,00
SINGLE R 63,00 Main member only R 18 000,00
COUPLE R 126,00 Main member & Spouse R 18 000,00 R 18 000,00
SINGLE PARENT R 90,00 Main member & up to 4 Children up to 22 years R 18 000,00 R 1000,00 R 2500,00 R 5000,00 R 10 000,00
FAMILY R 139,00 Main member, Spouse & up to 4 Children up to 22 years R 18 000,00 R 18 000,00 R 1500,00 R 2500,00 R 5000,00 R 10 000,00


OUR POLICY COVER



Allows for a max. 4 children.   Additional children @ R18.00 - R22.00 per child, max. 4 children.
Allows for a max. 8 adults.     Additional adults @ R20.00 - R320.00 per adult, max. 8 adults.
For the extended family members, age based prices are applicable.

Premium increase wef 1 June 2015

 





CLAIMS



We have a centralised claims call centre. All claims are paid within 48 hours of the insurer receiving all the required documents

There are no medicals required.

 

C O N T A C T    U S

 

Give us a call, we would love to assist.

 

contact ASPIS

Email: info@aspis.co.za
Telephone: +27 (0)31 818 0005

Postal Address:
PO BOX 467
Kloof
3640

Physical Address:
45 Old Main Road
Kloof
3640